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Government Fees vs. Swift Fees Explained

Learn why Swift service fees and government fees are separate, when government fees are collected, and how payments are handled.

📍 Why Are Swift Fees and Government Fees Separate?

Swift fees are:

  • The fees charged for our service and document handling

Government fees are:

  • Fees charged directly by the U.S. government or foreign consulates

These are separate because:

  • Swift does not control government pricing

  • Government agencies require direct payment for passport or visa issuance

Some services require upfront government payment so Swift can pay the government on your behalf.


🧾 New, Lost, or Child Passport Applications

For new, lost, or child passport applications:

  • The government fee is not included in your Swift order

This is because:

  • You must visit a Passport Acceptance Agent and pay the government fees directly there. Acceptance Agents only accept check or money order.

Swift does not collect this fee for these application types.


🔄 Passport Renewal Applications

For passport renewals:

  • The government fee is included in your order total

When you place your renewal order:

  • You pay Swift the government fee

  • Swift submits payment to the Passport Agency on your behalf


🌍 Visa Consulate Fees

Visa consulate fees are collected upfront because:

  • The consulate requires payment before releasing the visa

  • Swift pays the consulate during the submission or pickup process

Without payment, the visa cannot be issued.


⚠️ Important Notes

  • Government and consulate fees may change without notice

  • Swift cannot waive or reduce government fees

  • Payment methods vary depending on service type

If you are unsure whether your government fee is included, review your order summary or contact Swift.