---
title: Government Fees vs. Swift Fees Explained
description: Learn why Swift service fees and government fees are separate, when government fees are collected, and how payments are handled.
---
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# Government Fees vs. Swift Fees Explained
## Learn why Swift service fees and government fees are separate, when government fees are collected, and how payments are handled.
#### ๐ Why Are Swift Fees and Government Fees Separate?
Swift fees are:
- The fees charged for our service and document handling
Government fees are:
- Fees charged directly by the U.S. government or foreign consulates
These are separate because:
- Swift does not control government pricing
- The U.S. government and foreign consulates require direct payment for passport or visa issuance.
Some services require upfront government payment so Swift can pay the government on your behalf.
---
#### ๐งพ New, Lost, or Child Passport Applications
For new, lost, or child passport applications:
- The government fee is **not included** in your Swift order
This is because:
- You must visit a Passport Acceptance Agent and pay the government fees directly there. Acceptance Agents only accept **check or money order.**
Swift does not collect this fee for these application types.
---
#### ๐ Are government fees included for passport renewal applications?
For passport renewals:
- The government fee **is included** in your order total
When you place your renewal order:
- You pay Swift the government fee
- Swift submits payment to the Passport Agency on your behalf
---
#### ๐ Why are visa consulate fees collected upfront?
Visa consulate fees are collected upfront because:
- The consulate requires payment before releasing the visa
- Swift pays the consulate during the submission or pickup process
Without payment, the visa cannot be issued.
---
#### โ ๏ธ What else should I know about government fees?
- Government and consulate fees may change without notice
- Swift cannot waive or reduce government fees
- Payment methods vary depending on service type: Passport Acceptance Agents require check or money order; passport renewal and visa consulate fees paid through Swift can be submitted via the payment methods accepted at checkout (such as credit or debit card).
If you are unsure whether your government fee is included, review your order summary or contact Swift.
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