Payment Methods & When You'll Be Charged
We accept all major credit cards. Here's when charges appear and what to expect on your statement.
💳 Accepted Payment Methods
- Visa
- Mastercard
- American Express
- Discover
- PayPal
- ACH
We do not accept:
- Cash
- Checks
- Cryptocurrency
⏰ When You'll Be Charged
At time of order placement:
- Swift service fees
- Shipping fees
- Government fees (passport or visa fees) are charged on your behalf, we make payment to the government entity on your behalf (Exceptions- New, Lost, or Child Passport Applications).
Your credit card statement will show a charge from SwiftLink Worldwide
📋 What Your Statement Will Show
Charges will appear as:
- SwiftLink Worldwide Chicago, IL
If you see a charge you don't recognize, check your email for order confirmations before contacting your bank.
🔄 Pending Charges
Some banks show "pending" or "authorization" holds before the final charge posts. These may appear as:
- A temporary hold for the estimated total
Pending charges typically clear within 3-5 business days.
❓ Common Questions
Why was I charged twice? You weren't — one charge is likely Swift's service fee and any additional add-on items. Check your order confirmation email for a fee breakdown.
Can I pay with a different card for different fees? No, all fees must be paid with the same card used at checkout.
Do you store my card information? We use industry-standard encryption and do not store full card numbers.